Also, never play the virtuous practitioner in samsara. Don't overestimate your pitiful merits and virtues. You can do nothing with your so-called "wisdom and merits". Everything is impermanent and insubstantial, including your dream-like existence and the things you think you realized.
There is only one reality - that of Amida Buddha and His Call: "entrust yourself to me, say my Name and wish to be born in my land". Do that exclusively and don't play smart or virtuous in samsara.
Namo Amida Bu